- Analysts see 95% chance of XRP ETF approval by Oct 2025. Major firms have applications awaiting regulatory decision now.
- Ripple’s stablecoin RLUSD hits $160M supply. XRP Ledger upgrades and big bank partnerships aim for wider payment use.
XRP currently trades near $3.55 USD. Its 24-hour trading volume surpassed $9.23 billion. This high volume indicates active market participation.
On July 18, 2025, XRP reached $3.65703. This price level positions XRP as the fourth-largest cryptocurrency by market capitalization. Investor interest appears strong.
SEC Lawsuit Nears Conclusion
Ripple’s legal battle with the U.S. SEC is moving towards resolution. The SEC has withdrawn its appeal against Ripple. Ripple CEO Brad Garlinghouse confirmed this development.
Team Ripple at the White House celebrating a historic day for crypto! Bummed I wasn't able to make it in person but celebrating from afar https://t.co/V5soaBgBnw
— Brad Garlinghouse (@bgarlinghouse) July 18, 2025
This follows a 2023 court ruling that XRP is not a security. The withdrawal has contributed to improved market confidence and recent price gains.
Potential for XRP ETF Approval
Analysts from Bloomberg estimate a high likelihood for spot XRP ETFs. They assign a 95% chance of approval by October 2025. Firms including 21Shares, Bitwise, Canary Capital, and WisdomTree have applications under review.
BREAKING: 🇺🇸 SEC COMMISSIONER TALKS $XRP ETF APPROVAL! 🙌
WILL THE SEC APPROVE XRP SPOT ETF’S BEFORE THE OCTOBER DEADLINE? 🤔ðŸ’
Comment Below & Follow For More!!👇👇 pic.twitter.com/SSXTxgzMcY
— Good Morning Crypto (@AbsGMCrypto) July 15, 2025
Approval could enhance XRP’s standing with institutional investors and potentially increase its price. Ripple is also preparing for a potential IPO. Its pre-IPO valuation is estimated at $20 billion.Â
RLUSD Growth and XRPL Upgrades
Ripple’s stablecoin, RLUSD, shows progress. Its supply has reached $160 million. Adoption is increasing on both the XRP Ledger and Ethereum. Ripple applied for a U.S. national bank license. This aims to improve RLUSD’s liquidity and integration within financial systems.
The XRP Ledger itself is scheduled for upgrades. These updates will enhance programmability, compliance tools, and lending features. Partnerships with institutions like Santander, American Express, and BNY Mellon highlight XRP’s use in cross-border payments. BNY Mellon also acts as custodian for RLUSD reserves.
Price Forecasts and Regulatory Outlook
Analysts provide varied price predictions for XRP. Forecasts for the end of 2025 range between $3.28 and $7.74. Factors include technical indicators, institutional use, and the potential ETF approval. Longer-term 2030 projections show a wider spread, from $5.69 to $72.72. These depend heavily on overall market conditions and RippleNet’s expansion.
Regulatory clarity is improving. The GENIUS Act and Ripple’s partial legal victory against the SEC are positive factors. This clearer environment could solidify XRP’s role in stablecoins and international payments.
XRP (Ripple) is trading at $3.58 USD, showing a 2.03% increase over the past 24 hours. It currently holds the #3 position on CoinMarketCap by market capitalization, which now stands at $212.36 billion.
The 24-hour trading volume is a strong $9.22 billion, representing a 32.33% surge, reflecting renewed market interest. With a circulating supply of 59.18 billion XRP and a capped supply of 100 billion XRP, the fully diluted valuation (FDV) is approximately $358.83 billion.
XRP has entered a bullish continuation zone, trading near its local highs within a $3.40–$3.60 range. The RSI is currently hovering near 68, approaching overbought levels, yet not signaling exhaustion.
Price action remains above the 50-day exponential moving average, confirming short- to mid-term support. A breakout above $3.60 could open a path toward the next resistance near $3.85–$3.90, while support lies around $3.34, followed by a firmer floor near $3.12.
