30 XRP Wallets Reviewed – Hardware, Online, Mobile, and Paper Wallets Compared

Ripple (XRP), one of the leading cryptocurrencies by market capitalization, continues to gain traction in the digital finance space. Selecting the right XRP wallet is crucial for safeguarding your assets and ensuring a smooth experience when transacting on the XRP Ledger.

This guide explores the best XRP wallets available in 2025, covering hardware, mobile, and desktop solutions. As the crypto landscape evolves, choosing a secure and user-friendly wallet with the right features is more important than ever.

Our top choice for an XRP wallet is the one offered by Coinbase, known for its intuitive interface, strong security measures, and trusted reputation within the XRP community.

Coinbase acts as the custodian for BlackRock, managing its cryptocurrency holdings, and is the platform of choice for roughly 90% of Bitcoin exchange-traded funds (ETFs).

The video below demonstrates how to set up a XRP wallet on Coinbase:

The table below outlines the advantages and disadvantages:

Advantages of the Coinbase Ripple Wallet:
User-Friendly Interface – Simple and intuitive for all users.
High Security – Advanced encryption and two-factor authentication.
Trusted Platform – Backed by a reputable exchange.
Seamless Integration – Easily connects with Coinbase services.
Multi-Asset Support – Store and manage various cryptocurrencies alongside XRP.

Disadvantages of the XRP Coinbase wallet:
Limited Control – Users don’t have full access to private keys.
Restricted in Some Regions – Not available in all countries.

2. BitBox Hardware XRP Wallet

BitBox is a dedicated hardware wallet designed for XRP enthusiasts. Built for security and ease of use, it allows users to store and transfer XRP with confidence, shielding their assets from online risks.

Advantages of the BitBox XRP Wallet:
Strong Security: Features a secure chip that safeguards private keys.
Easy Backup & Recovery: Provides a straightforward method for restoring access if the device is lost.
Supports Multiple Cryptos: Compatible with XRP and other supported assets.
Compact & Portable: Minimalist design makes it easy to carry and store.
Open-Source Software: Transparent, publicly reviewed, and community-driven development.

Disadvantages of the XRP BitBox Wallet:
Limited Privacy: Requires KYC verification, reducing anonymity.
Restricted Key Control: Some services may retain control over private keys.

This video guides you through setting up the BitBox XRP wallet:

3.Ledger Hardware XRP Wallet

Ledger is one of the most well-known hardware wallets in the XRP space. Its security features and broad support for XRP and other assets make it a top choice for investors.

Ledger offers a range of hardware wallets for XRP management:

  • Ledger Nano S Plus: Entry-level hardware wallet supporting XRP, priced at approximately €79.00
  • Ledger Nano X: Bluetooth connectivity for mobile XRP management, around €149.00.
  • Ledger Flex: Premium model with a curved E Ink® screen and wireless charging, priced at €259.00.
  • Ledger Stax: Innovative design with a curved E Ink® screen, priced at €399.00.
  • Ledger Nano X + Nano S Plus Bundle: A package deal for €205.00.
Advantages of the Ledger XRP Wallet:
Advanced Security: Utilizes a Secure Element (SE) to protect XRP private keys.
Extensive Crypto Support: Compatible with multiple cryptocurrencies, including XRP.
User-Friendly Experience: The Ledger Live app makes managing XRP assets simple and efficient.
Robust Build Quality: Designed for durability and long-term use.
Reliable Backup & Recovery: Features a 24-word seed phrase for secure wallet restoration

Disadvantages of the XRP Ledger Wallet:
Higher Price Point: More expensive than some competing wallet options.
Limited Mobile Functionality: Certain features may not be fully available on mobile devices.

This video guides you through setting up the Ledger XRP wallet:

4.Trezor Hardware XRP Wallet

Trezor offers secure XRP storage with a user-friendly interface. It’s one of the most trusted hardware wallets for XRP holders.

  • Trezor Model One: Affordable and supports multiple cryptocurrencies, priced at $69.
  • Trezor Model T: Color touchscreen and advanced security features, around $129.
  • Trezor Safe 3: Enhanced security features, priced at $79.
Advantages of the Trezor XRP Wallet:
Robust Security: Utilizes advanced cryptographic protection to safeguard XRP assets.
Wide Crypto Support: Compatible with multiple cryptocurrencies, including XRP.
Easy-to-Use Interface: Designed for beginners and experienced users alike.
Reliable Recovery Options: A secure recovery seed ensures access if the wallet is lost.
Fully Open-Source: Transparent, publicly auditable, and community-reviewed software.

Disadvantages of the XRP Trezor Wallet:
Bulkier Design: Less compact compared to some other hardware wallets.
Lacks a Secure Element (SE): Does not include an extra security chip for additional protection.

For additional information on the Trezor XRP wallet, watch the video below:

5. Xumm Wallet

Logo for XUMM by Tristan van de Kamp on Dribbble

Xumm is a non-custodial software wallet designed for the XRP Ledger, offering a secure and seamless experience for managing XRP transactions. It is widely known for its advanced features and user-friendly interface.

Advantages of the Xumm Wallet:
✅ User-Friendly – Simple setup and intuitive design.
✅ Non-Custodial – Users retain full control of their private keys.
✅ XRP-Focused – Designed specifically for XRP Ledger transactions.
✅ No Registration Required – No need for KYC verification.
✅ Advanced Security – Secure sign requests and transaction approvals.

Drawbacks of the Xumm Wallet:
❌ XRP Only – Does not support other cryptocurrencies.
❌ Mobile-Only – Lacks a desktop version.

For further details, watch the video below:

6.GateHub Wallet

GateHub Wallet And Exchange Review 2021 - Is It Safe? | Cryptogeek

GateHub is a web-based XRP wallet offering users an easy and secure way to store and trade XRP directly on the platform.

Advantages of GateHub Wallet:
✅ Multi-Asset Support – Store XRP and other cryptocurrencies.
✅ Built-In Exchange – Buy, sell, and trade assets seamlessly.
✅ Secure Storage – Two-factor authentication and encryption.
✅ Cross-Platform – Works on web and mobile.
✅ Bank Integration – Allows fiat deposits and withdrawals.

Disadvantages of GateHub Wallet:
❌ Web-Based – Requires internet access.
❌ Custodial Risks – Private keys are managed by GateHub.

For more insights, watch the video below:

7.Atomic Wallet

Secure Your Crypto in 2024 With Atomic Wallet

Atomic Wallet is a decentralized XRP wallet offering multi-asset storage, staking, and built-in exchange features.

Advantages of Atomic Wallet:
✅ Non-Custodial – Users control private keys.
✅ Supports Multiple Cryptos – XRP and 300+ assets.
✅ Built-In Exchange – Swap XRP and other cryptos.
✅ Secure Backup – Encrypted seed phrase protection.
✅ Desktop & Mobile – Cross-platform compatibility.

Disadvantages of Atomic Wallet:
❌ No Hardware Integration – Cannot connect with Ledger or Trezor.
❌ Hot Wallet – More exposed to cyber threats.

For more information, watch the video below:

8.Trust Wallet

Trust Wallet New 2023 Logo PNG vector in SVG, PDF, AI, CDR format

Trust Wallet is a mobile-centric cryptocurrency wallet supporting XRP and various other digital assets.

Advantages of Trust Wallet:
✅ Private Key Ownership – Users control their funds.
✅ Multi-Asset Support – Store XRP and thousands of tokens.
✅ Built-In dApp Browser – Seamless DeFi interaction.
✅ Strong Security – PIN, biometrics, and recovery phrases.
✅ Free to Use – No wallet fees.

Disadvantages of Trust Wallet:
❌ Mobile-Only – No desktop version available.
❌ Hot Wallet – Vulnerable to online threats.

For additional details, watch the video below:

9.Ellipal Titan (XRP)

Ellipal review 2024 - Best crypto hardware wallets

Ellipal Titan is an air-gapped cold storage hardware wallet providing maximum security for XRP holders.

Advantages of Ellipal Titan:
✅ Air-Gapped Security – Completely offline transactions.
✅ Tamper-Proof Design – Built-in self-destruct mechanism.
✅ Multi-Crypto Support – Stores XRP and many other assets.
✅ Large Touchscreen – Easy navigation and operations.
✅ Secure Authentication – Supports QR code-based verification.

Disadvantages of Ellipal Titan:
❌ Expensive – Higher cost than software wallets.
❌ No Bluetooth/WiFi – Requires QR code scanning for transactions.

For further details, watch the video below:

10.Toast Wallet

Toast Wallet Review - Best Ripple Wallet? | UseTheBitcoin

Toast Wallet is a simple and secure open-source XRP wallet that provides full user control over funds.

Advantages of Toast Wallet:
✅ Open-Source – Fully transparent and publicly auditable.
✅ Secure & Non-Custodial – Users retain private key control.
✅ Cross-Platform – Available for mobile and desktop.
✅ Free to Use – No additional charges beyond network fees.
✅ Offline Mode – Secure signing without internet connection.

Disadvantages of Toast Wallet:
❌ No Longer Maintained – No updates from developers.
❌ XRP-Only – Does not support other cryptos.

For additional insights, check out the video below:

11. Guarda Wallet

Guarda Crypto Wallet Review: Features, Security, And Ease Of Use ...

Guarda is a non-custodial, multi-platform XRP wallet that supports a wide range of digital assets. It offers web, desktop, and mobile applications, providing flexibility for users to manage their XRP across different devices.

Pros:

  • Multi-Asset Support: Supports XRP and multiple issued tokens on the XRPL.
  • Cross-Platform Accessibility: Available on web, desktop, and mobile.
  • Integrated Exchange: Built-in feature to swap XRP with other assets.
  • Non-Custodial: Users retain full control of their private keys.
  • Staking Options: Supports earning options through various integrations.

Cons:

  • Transaction Fees: Higher fees compared to some competitors.
  • Limited Open-Source Components: Not entirely open-source, which may concern some users.

For more information, watch the video below:

12. Exodus Wallet

Exodus Wallet

Exodus is a multi-currency wallet that supports XRP along with other cryptocurrencies. It is preferred by many users due to its easy and friendly interface.

Pros:

  • User-Friendly Interface: Suitable for both beginners and experienced users.
  • Multi-Asset Support: Allows users to store and manage XRP and other assets.
  • Cross-Platform: Available on desktop and mobile.
  • Built-In Exchange: Swap XRP with other cryptocurrencies.
  • Secure Backup: Ensures funds safety with backup and recovery options.

Cons:

  • Closed-Source: Not fully open-source.
  • Hot Wallet: More vulnerable to online threats.

For more information, watch the video below:

13. Uphold Wallet

Uphold : le wallet multi-devises qui accepte les BAT - Rotek

Uphold Wallet is a versatile, multi-currency wallet and exchange platform that supports XRP, Bitcoin, Ethereum, and a wide range of other digital assets for seamless trading and storage.

Pros:

  • Multi-Currency Support: Store and trade XRP alongside fiat and other cryptos.
  • Easy Swaps: Quickly exchange assets within the platform.
  • Secure: Implements strict security measures.
  • Integrated Exchange: Buy, sell, and hold XRP in one place.
  • Cross-Platform: Available on web and mobile.

Cons:

  • Requires KYC: Mandatory identity verification.
  • Custodial Service: Users do not control private keys directly.

For additional details, watch the video below:

14. Coinomi Wallet

Coinomi Wallet - Coinomi Wallet Logo, HD Png Download - kindpng

Coinomi is a highly secure, user-friendly, multi-currency wallet that supports XRP, Bitcoin, Ethereum, and numerous other digital assets, ensuring safe storage and easy management for cryptocurrency enthusiasts.

Pros:

  • Multi-Crypto Support: Store XRP alongside other digital assets.
  • Cross-Platform: Available on mobile and desktop.
  • Secure & Private: No KYC required, private keys remain on the device.
  • Built-In Exchange: Swap XRP with other cryptocurrencies.
  • SegWit Enabled: Supports optimized transactions.

Cons:

  • Hot Wallet: More susceptible to online threats.
  • Occasional App Bugs: Some users report minor software issues.

For additional details, watch the video below:

15. Edge Wallet

Edge Wallet Review | CoinCentral

Edge Wallet is a user-friendly, secure mobile wallet that supports XRP, Bitcoin, and various cryptocurrencies, prioritizing privacy and robust security features for a seamless user experience.

Pros:

  • Easy-to-Use: Simple interface, suitable for beginners.
  • High Security: Uses encrypted client-side login credentials.
  • Multi-Asset Support: Stores XRP and other cryptocurrencies.
  • Built-In Exchange: Easily swap XRP with other digital assets.
  • 2FA Security: Extra security features available.

Cons:

  • Mobile-Only: No desktop version available.
  • Limited Advanced Features: Less customization for expert users.

For additional details, watch the video below:

16. PayString Wallet

PayString 💸 (@pay_string) / Twitter

PayString is a streamlined, user-centric payment wallet designed specifically for seamless, efficient XRP transactions, enhancing accessibility and convenience for users in the cryptocurrency ecosystem.

Pros:

  • Easy Transactions: Designed for smooth XRP payments.
  • Interoperable: Works across different financial networks.
  • Privacy-Focused: Ensures secure and anonymous transactions.
  • Multi-Currency Support: Not limited to XRP alone.
  • Fast & Efficient: Reduces complexity in transactions.

Cons:

  • Less Customization: Limited advanced user features.
  • Still Developing: Features are continuously evolving.

For additional details, watch the video below:

17. Gate.io Wallet

Gate.io Logo

Gate.io Wallet is a versatile, multi-functional exchange wallet that supports XRP, Ethereum, Bitcoin, and numerous other cryptocurrencies, offering robust trading and secure storage options for users.

Pros:

  • Multi-Asset Support: Store XRP along with hundreds of other cryptocurrencies.
  • Integrated Exchange: Trade XRP within the app.
  • High Security: Strong encryption and authentication features.
  • Cross-Platform: Available on mobile and web.
  • Staking Options: Earn interest on XRP holdings.

Cons:

  • Custodial Service: Users do not fully control their private keys.
  • Requires KYC: Mandatory identity verification for certain features.

For additional details, watch the video below:

18. SecuX Wallet

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SecuX is a premium hardware wallet offering secure cold storage for XRP, Bitcoin, Ethereum, and a variety of other cryptocurrencies, ensuring top-tier protection for digital assets.

Pros:

  • Cold Storage: Keeps XRP offline for maximum security.
  • Multi-Crypto Support: Supports XRP and other digital assets.
  • Military-Grade Security: Secure chip encryption.
  • Cross-Platform: Works with Windows, macOS, Android, and iOS.
  • Easy Backup & Recovery: Protects against accidental loss.

Cons:

  • Expensive: Higher cost compared to software wallets.
  • No Built-In Exchange: Requires third-party platforms for swaps.

For additional details, watch the video below:

19. BitPay Wallet

Best Crypto Software Wallets 2024- Top Picks & Features

BitPay is a secure, non-custodial wallet that supports XRP, Bitcoin, Ethereum, and various other cryptocurrencies, empowering users with full control and flexibility over their digital assets.

Pros:

  • Multi-Currency Support: Store XRP and several other cryptos.
  • Secure & Private: Private keys stored on users’ devices.
  • Crypto Payment Support: Spend XRP directly using BitPay.
  • Cross-Platform: Available on desktop and mobile.
  • Integration with Gift Cards: Convert XRP to gift cards for payments.

Cons:

  • Hot Wallet: Susceptible to online threats.
  • No Built-In Staking: Lacks interest-earning features.

For additional details, watch the video below:

20. SafePal Wallet

SafePal Wallet — Logo Redesign on Behance

SafePal is a hybrid hardware and software wallet that seamlessly supports XRP, Bitcoin, Ethereum, and many other assets, blending top-notch security with user-friendly accessibility for crypto enthusiasts.

Pros:

  • Cold & Hot Wallet: Offers both software and hardware storage options.
  • Multi-Asset Support: Store XRP along with other cryptos.
  • High Security: Secure chip encryption in hardware wallet.
  • DeFi & DApp Integration: Access DeFi applications directly.
  • Affordable Hardware Wallet: Lower cost compared to competitors.

Cons:

  • Limited Desktop Support: Primarily mobile-focused.
  • Some Features Require Hardware Wallet: Not all options available on software wallet.

For additional details, watch the video below:

21. Freewallet XRP

Freewallet - Wallet direkt auf Ihr Smartphone | KryptoBrothers.de

Freewallet is a multi-currency wallet that offers a convenient, intuitive solution for storing and managing XRP, alongside numerous other cryptocurrencies, tailored for ease of use and accessibility.

Pros:

  • Multi-Asset Support: Store and manage XRP alongside other cryptocurrencies.
  • Easy-to-Use: Simple and intuitive interface.
  • Built-In Exchange: Swap XRP with other assets within the app.
  • Web & Mobile: Access your funds from multiple platforms.
  • Optional Custodial Feature: Users can choose to store funds on Freewallet’s servers.

Cons:

  • Not Fully Non-Custodial: Some features require Freewallet to hold private keys.
  • Requires Registration: Unlike other wallets, Freewallet requires users to create an account.

For additional details, watch the video below:

22. Zengo Wallet

Complete ZenGo Wallet Review: Fees, Features, Cons & More

Zengo is an innovative, keyless, non-custodial wallet that provides enhanced security and simplicity for storing XRP, Bitcoin, and other cryptocurrencies, prioritizing user control and peace of mind.

Pros:

  • Keyless Security: Uses facial recognition and multi-party computation instead of seed phrases.
  • Multi-Crypto Support: Store XRP along with other assets.
  • Built-In Exchange: Swap XRP seamlessly.
  • DeFi & Web3 Ready: Supports access to DeFi applications.
  • Biometric Backup: No need to remember a seed phrase.

Cons:

  • Mobile-Only: No desktop version available.
  • Requires Internet Connection: Not suitable for offline storage.

For additional details, watch the video below:

23. Binance Wallet

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Binance Wallet is a powerful, exchange-based wallet that enables users to securely store, manage, and trade XRP, alongside a vast array of cryptocurrencies, with seamless integration and robust features.

Pros:

  • Integrated Exchange: Direct trading of XRP.
  • Multi-Currency Support: Holds numerous cryptocurrencies.
  • Cross-Platform Access: Available on web and mobile.
  • Staking & Earning: Earn rewards with staking options.
  • Security Features: 2FA, withdrawal whitelist, and biometric login.

Cons:

  • Custodial Wallet: Users do not control their private keys.
  • KYC Required: Must complete identity verification.

For additional details, watch the video below:

24. Crypto.com Wallet

Crypto.com – Logos Download

Crypto.com Wallet is a secure, non-custodial wallet expertly designed for XRP, Bitcoin, Ethereum, and other digital assets, offering users full control, convenience, and a seamless crypto experience.

Pros:

  • Full Control: Users manage their private keys.
  • DeFi Integration: Access decentralized finance services.
  • Multi-Currency Support: Supports XRP and other tokens.
  • Secure Backup: Recovery phrases for fund safety.
  • Earn & Stake: Interest-earning options available.

Cons:

  • Mobile-Only: No desktop version available.
  • Learning Curve: DeFi features may be complex for beginners.

For additional details, watch the video below:

25. Lobstr Wallet

Lobstr Wallet Die Beste Wallet für Ihre Stellar (XLM) Coins!

Lobstr Wallet is a straightforward, secure wallet crafted for XRP and Stellar-based assets, providing users with a simple, reliable platform to store and manage their cryptocurrency holdings effectively.

Pros:

  • Easy-to-Use: Clean and intuitive interface.
  • Multi-Asset Support: Store XRP and Stellar-based assets.
  • Built-In Exchange: Swap XRP with Stellar tokens.
  • Security Features: Two-factor authentication and backup keys.
  • Mobile & Web Access: Available on both platforms.

Cons:

  • XRP-Specific: Primarily designed for XRP and Stellar.
  • Hot Wallet: Not as secure as hardware wallets.

For additional details, watch the video below:

26. XRPToolkit Wallet

XRP Toolkit

XRPToolkit is a sophisticated, non-custodial web wallet and interface tailored for advanced XRP transactions, empowering users with robust tools and secure management of their cryptocurrency assets.

Pros:

  • Advanced Features: Supports escrow, multi-signature, and trustline settings.
  • Non-Custodial: Full control over private keys.
  • Ledger Integration: Compatible with hardware wallets like Ledger Nano.
  • Secure: Decentralized access to the XRP Ledger.
  • Web-Based: No software installation required.

Cons:

  • Complex for Beginners: Advanced features may require knowledge of XRP Ledger mechanics.
  • Limited Mobile Support: Primarily designed for web use.

For additional details, watch the video below:

27. Bithomp Wallet

Bithomp (@bithomp) / Twitter

Bithomp is an XRP-focused wallet and block explorer that delivers secure, efficient access to XRP transactions, combining user-friendly storage with powerful tools for tracking and managing assets.

Pros:

  • XRP-Focused: Built exclusively for XRP transactions.
  • Explorer Functionality: Track transactions directly.
  • Secure: Supports offline signing for enhanced security.
  • Non-Custodial: Users retain full control of their funds.
  • Web-Based: Accessible from any device.

Cons:

  • Limited Multi-Currency Support: Exclusively for XRP.
  • Requires Technical Knowledge: Some features may be complex for new users.

For additional details, watch the video below:

28. Infinity Wallet

Infinity Wallet - Crypto Wallet & Web3 Browser (@InfinityWallet) / Twitter

Infinity Wallet is a dynamic multi-asset wallet providing full XRP support, DeFi integration, and compatibility with numerous cryptocurrencies, delivering a seamless and versatile experience for users.

Pros:

  • Multi-Asset Support: Store XRP and other digital assets.
  • DeFi Integration: Access decentralized finance services.
  • Cross-Platform: Available on desktop and mobile.
  • Non-Custodial: Users retain control of their private keys.
  • Built-In Exchange: Swap XRP seamlessly.

Cons:

  • Limited Mobile Features: Some features work better on the desktop version.
  • Learning Curve: Advanced DeFi tools may be complex for beginners.

For additional details, watch the video below:

29. Stronghold Wallet

Stronghold Launches First Venture-Backed USD Token on Stellar Network ...

Stronghold is a cutting-edge financial platform that delivers secure, efficient XRP transactions and seamless integrations, bridging legacy payment systems with advanced blockchain technology for enhanced accessibility and real-time financial solutions.

Pros:

  • Enterprise-Grade Security: Designed for financial institutions.
  • Multi-Currency Support: Manages XRP and fiat assets.
  • Fast Settlement: Optimized for quick transactions.
  • Decentralized Payments: Supports peer-to-peer transfers.
  • Regulatory Compliance: Follows financial security standards.

Cons:

  • Primarily for Businesses: Not as tailored for individual users.
  • Limited Public Availability: Access may require application.

For additional details, watch the video below:

30. Nexo Wallet

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Nexo is a secure, innovative digital wallet that enables users to store XRP, earn attractive interest on their holdings, and manage a diverse range of cryptocurrencies with ease and confidence.

Pros:

  • Earn Interest: Passive income on XRP holdings.
  • Instant Credit Lines: Borrow against XRP without selling.
  • Multi-Currency Support: Manages XRP and other cryptocurrencies.
  • Secure & Insured: High-level encryption and insurance on assets.
  • Cross-Platform: Available on mobile and web.

Cons:

  • KYC Required: Users must verify identity for full features.
  • Not Fully Decentralized: Operates as a custodial wallet.

For additional details, watch the video below: