U.S. Treasury Secretary Scott Bessent says every American child born over the next three years will receive a government-funded investment account designed to grow with the stock market, as part of the recently enacted One Big Beautiful Bill.
In a televised interview, Bessent explained that the initiative aims to give the next generation early exposure to long-term investing and financial literacy. The government-funded accounts will be created automatically at birth and managed until the child reaches adulthood.
Thanks to the One Big Beautiful Bill, every American child born over the next three years will receive a government investment account that grows in the stock market. When these young Americans turn 18, they will be able to access this account, learning the power of compounding… pic.twitter.com/EwM73bq43E
— Treasury Secretary Scott Bessent (@SecScottBessent) November 19, 2025
According to Bessent, the investment accounts will accumulate market returns throughout childhood. Once recipients turn 18, they will gain full access to the funds and the ability to manage the accounts independently. The Treasury says the program is structured to demonstrate compounding returns in practice, with the goal of improving financial knowledge among young Americans.
The measure marks one of the administration’s most significant youth-focused financial initiatives, offering a standardized long-term savings mechanism intended to grow alongside U.S. markets.
