- Invest money monthly using this split: place 80% into SPY (S&P 500) and allocate 20% to Bitcoin holdings.
- Brandt notes Bitcoin’s current pattern resembles 2022 behavior, which preceded a large potential 75% price decline risk.
Peter Brandt, a trader with decades of experience in commodities and cryptocurrency markets, offers blunt life advice: for most, day trading is a losing bet. Instead of chasing market fluctuations, Brandt proposes a grounded path focused on practical skills and disciplined investing.
His message, shared publicly, states trading is the “wrong path” for 95% of people. Brandt suggests individuals would achieve better results by mastering a tangible profession. He lists examples like plumbing, engineering, welding, veterinary work, or sales. This foundation, he argues, provides steadier income than speculative trading.
Trading is the wrong path for 95% of ppl
Most would be better off becoming excellent at a day job (engineer, plumber, welder, vet, sales)
Live economically
Get married, have kids
Buy a twin home – rent out one of them
Invest monthly – 80% in $SPY and 20% in Bitcoin— Peter Brandt (@PeterLBrandt) June 29, 2025
Brandt’s plan extends beyond career choice. He advocates for frugal living – spending less than one earns. He also recommends traditional life steps: marriage, raising children, and specific property investment. His suggestion is to buy a duplex (“twin home”) and rent out one unit, generating rental income.
The investment component of his strategy is precise
Brandt advises regular monthly investments split two ways: 80% into the S&P 500 index fund SPY, and 20% into Bitcoin. This allocation confirms Brandt still includes Bitcoin within a long-term wealth plan. His choice of Bitcoin over gold further emphasizes this position.
This approach, coming from a market veteran known for chart analysis, highlights a focus on building wealth gradually. It counters the idea that constant screen-watching and frequent trading reliably lead to success. Brandt’s strategy prioritizes earned income, controlled spending, real estate cash flow, and consistent market investment.
However, Brandt’s recent view on Bitcoin itself carries a note of caution. Several weeks prior, he compared Bitcoin’s current price behavior to patterns seen in 2022. That year ended with Bitcoin’s price falling approximately 75%. Brandt’s analysis indicated current consolidation could signal a potential top, suggesting a risk to Bitcoin’s current price level near $30,000.
Brandt’s overall advice presents a clear alternative to the high-risk trading lifestyle. It combines practical employment, measured personal finance, real estate income, and a defined, recurring investment strategy allocating a portion to Bitcoin, while acknowledging the cryptocurrency’s inherent volatility based on his own technical assessment.
Bitcoin (BTC) is trading at $107,698.91 USDT, posting a +0.42% daily gain. Over the past week, BTC has appreciated +5.51%, and its monthly performance stands at +2.04%, continuing its trend of relative strength in the crypto market. On the yearly horizon, BTC is up +76.59%, consolidating near its all-time high of $111,980, which was reached on May 22, 2025.
From a technical analysis perspective, BTC remains in a strong bullish trend, with daily, weekly, and monthly indicators flashing buy to strong buy signals. Price action is forming a tight ascending triangle just below ATH territory, with key resistance at $111,500–$112,000.
A breakout above this zone on strong volume would likely confirm a continuation pattern toward the $120,000–$125,000 target zone. Volatility remains moderate at 1.29%, providing a favorable environment for trend-following strategies. Critical support rests near $104,800 and $101,500, zones that have previously absorbed profit-taking pullbacks.
In terms of news catalysts and fundamental drivers:
- Deribit options market saw a record $40B in open interest, with BTC contracts dominating the volume during this week’s quarterly expiry. This institutional activity adds depth and maturity to Bitcoin’s derivatives.
- Corporate treasury interest in Bitcoin is rising, with multiple multinational companies allocating to BTC as part of their reserve diversification strategies amid global fiat devaluation concerns.
- The Bitcoin ETF flows remain consistently positive, particularly through BlackRock’s IBIT, which has led the market in inflows for three consecutive weeks.
- Jack Mallers, CEO of Strike, reignited macro narratives by framing Bitcoin as “a moral revolution, not just an investment,” resonating with the retail and sovereign adoption thesis.
- Finally, Google’s Gemini AI model forecast suggests BTC could reach $160,000–$180,000 by Q4 2025, which—although speculative—has contributed to sentiment momentum in crypto media.
Overall, Bitcoin is leading the market technically and fundamentally. The primary focus for traders remains the $112K resistance, which if breached with conviction, would likely ignite the next major leg higher.
