CEO and founder of Coinbase Brian Armstrong presented the Token browser, complete with a digital currency messenger, at Consensus 2017.
Armstrong portrayed the plight of Ronald, a student in Uganda, who is unable to lift himself out of poverty by getting a loan or saving money. Ronald, however, does have a smart phone. Because of this, he can access a world of digital currency hosted on the Token app. According to Armstrong, digital currency can bring financial services to 2.5 billion people who do not have access to banks. The Token browser, which was designed to fulfill this need, was launched in April 2017 and has a simple messenger app with "money baked in." Token has some unique properties; payments work in every country in the world, because it’s built on the Ethereum network and messages are encrypted allowing only targeted recipients to read them.
Token also boasts an application platform, and leaves users in charge of their own funds with a key that stays in their phone. Token has a built-in reputation system so that users can gauge who is safe to do business with. Token is built to be like a web browser, combining low level protocols into a simple interface.