- XRP is framed as “citizenship” in a new system built on infrastructure, not speculation, per RippleNet’s central bank partnerships.
- BIS and IMF allegedly tested XRP, fueling theories of institutional adoption through quiet backend updates, not public announcements.
A vocal figure in XRP discussions, identified as Pumpius, has drawn attention with claims that the global financial system is undergoing a silent transformation. He argues that XRP holders will gain exclusive advantages in this shift, while others risk exclusion due to asset choices.
Pumpius frames XRP not as a typical cryptocurrency but as a foundational element of a reimagined financial structure. He compares holding XRP to obtaining “citizenship papers” in a future system built on settled infrastructure rather than speculative trading.
His stance hinges on the idea that traditional assets like fiat currencies or meme-driven tokens will lose relevance, leaving XRP as a required bridge to participate in new economic networks.
The commentator points to actions by established financial bodies as evidence. He cites the Bank for International Settlements (BIS), suggesting it has tested XRP in undisclosed projects. The World Bank and International Monetary Fund (IMF), he adds, have reportedly acknowledged the asset’s utility. RippleNet’s collaborations with central banks—publicly confirmed but sparingly detailed—are framed as groundwork for broader adoption.
Pumpius emphasizes that these developments are not widely publicized. He asserts that systemic changes occur through technical updates and behind-the-scenes policy adjustments, not public announcements. This aligns with his view that mainstream observers will only recognize the shift after it solidifies.
Central to Pumpius’ argument is a stark division between asset holders. He contends that 99% of individuals, regardless of wealth, face exclusion for holding assets deemed incompatible with the new system. XRP, in his view, is positioned as a requisite “key” rather than a speculative bet.
While his assertions lack direct confirmation from institutions like the BIS or IMF, they resonate with some XRP supporters. These groups often highlight Ripple’s cross-border payment solutions and regulatory milestones, such as Ripple Labs’ partial legal victory against the SEC in 2023.
Critics argue that Pumpius’ narrative oversimplifies global finance. ETHNews analysts note that no single asset dictates systemic access, even if blockchain adoption accelerates. XRP’s price, which fluctuates with market trends and regulatory news, remains subject to volatility.
Ripple Executive Highlights Stablecoin Strategy Amid Shifting Regulatory Climate
Ripple President Monica Long outlined the company’s approach to stablecoin integration during a recent industry panel hosted by Stripe. Her remarks emphasized practical lessons from Ripple’s expansion into blockchain-based payments, particularly the role of stablecoins in bridging traditional and digital finance.
Long identified three core insights derived from Ripple’s operational experience. First, she stressed that blockchain payment systems require direct links to local banking infrastructure.
These connections, she noted, depend on partnerships with banks that operate under clear regulatory guidelines. “The regulatory environment today supports digital assets more than it did two years ago,” Long stated, referencing gradual policy advancements worldwide.
It was great to join @stablecoin,@tryramp and @airtminc on stage at @Stripe Sessions today discussing why businesses can’t ignore stablecoins.
A few lessons we've learned over the years – 1/ blockchain payments need connectivity to local rails, and connectivity depends on bank… pic.twitter.com/CVf54LxGEq
— Monica Long (@MonicaLongSF) May 9, 2025
Second, Long addressed the challenges of functioning as a software-only provider. Ripple’s decision to secure more than 60 global licenses reflects a strategy prioritizing compliance over rapid scaling. This approach, she argued, ensures smoother operations across jurisdictions with differing rules.
Third, Long highlighted liquidity as a hurdle for stablecoins aiming to rival traditional foreign exchange markets. Stablecoins, she explained, must support multiple currencies to meet cross-border demands—a task she termed “the next challenge” for the sector.
