- RippleX launches XRPL-based DEX with stablecoin trading. Features automated market makers and native XRP staking functionality.
- HSBC and Visa test XRP for Swift settlements. New AI tools screen transactions for compliance risks automatically.
Ripple has partnered with Bank Indonesia to test a central bank digital currency (CBDC) system. This pilot uses Ripple’s XRP Ledger (XRPL) to connect digital rupiah transactions across Southeast Asia. XRP functions as a neutral transfer layer between different stablecoins and national digital currencies.
Also, BlackRock’s iShares XRP Trust holds more than $6 billion in assets. This exchange-traded fund trades on the New York Stock Exchange. Data from Bloomberg shows it has attracted more capital than gold-focused ETFs this year. Institutional investors continue adding funds to this product.
RippleX released a decentralized exchange (DEX) on the XRPL network. This platform supports stablecoin trading and tokenized assets. It uses the ledger’s automated market maker features. Users can also stake XRP directly through this DEX.
HSBC, Visa, and the Bank of England are testing XRP for international payments. Their sandbox trial uses XRP as a liquidity bridge for Swift messages. This approach aims to reduce foreign exchange costs and settlement delays.
Ripple Labs added artificial intelligence tools to its transaction network
These systems screen payments for compliance risks automatically. They check anti-money laundering rules and verify participant identities. The upgrade processes high-volume transfers faster while meeting regulatory requirements.
These changes show Ripple’s focus on two areas: institutional payment infrastructure and regulatory acceptance. The Indonesia CBDC pilot extends Ripple’s government partnerships. Meanwhile, the ETF growth reflects deepening institutional participation in XRP markets.
XRP (Ripple) is trading at $2.95 USD, registering a +1.59% increase over the last 24 hours. The token maintains a market capitalization of $174.43 billion, firmly holding its position as the third-largest cryptocurrency by market cap.
With a 24-hour trading volume of $6.89 billion, XRP remains one of the most liquid and actively traded assets globally. The circulating supply is 59.13 billion XRP, with a fixed maximum supply of 100 billion XRP, resulting in a fully diluted valuation (FDV) of $295 billion.
XRP is holding firm above the $2.85–$2.90 support zone, consolidating just below the $3.00 psychological resistance level. Price action is forming a bullish ascending triangle, a structure commonly associated with breakout patterns. If buyers can push the price above $3.00 with significant volume, XRP may target $3.25–$3.45 in the next leg up.
XRP continues to benefit from its robust infrastructure—the XRP Ledger (XRPL)—which offers 3-5 second transaction finality, extremely low fees (~$0.0002), and scalability of 1,500 TPS. Ripple Labs has positioned XRP as the leading asset for cross-border settlement, central bank digital currency (CBDC) infrastructure, and liquidity bridging.
Following the 2024 ruling that cleared XRP as a non-security in the U.S., the token has seen a massive wave of institutional and regulatory acceptance. Multiple spot XRP ETFs are now live across the NYSE, TSE (Tokyo), and Brazil’s B3 Exchange, giving institutional funds direct, regulated exposure to XRP.
Ripple’s On-Demand Liquidity (ODL) system now supports real-time FX settlements in over 80 countries, with new corridors established in Africa, Southeast Asia, and the Middle East. In addition, RippleNet, Ripple’s global liquidity network, continues to grow with over 350 institutional partners, including some of the world’s largest banks.
