Fintech powerhouse Revolut has officially received authorization under the Markets in Crypto-Assets (MiCA) framework from the Cyprus Securities and Exchange Commission (CySEC), allowing it to introduce its ambitious “Crypto 2.0” program across the European Economic Area (EEA).
The new license positions Revolut among the first major fintech firms to operate fully within Europe’s new unified regulatory regime for digital assets.
This regulatory milestone enables Revolut to offer compliant crypto trading, staking, and conversion services to users in up to 30 EEA countries, marking a major expansion in its crypto strategy. According to the company, MiCA authorization is central to its long-term goal of becoming the region’s most trusted digital-asset platform.
🇪🇺 BULLISH: Revolut gets MiCA approval from Cyprus, preparing to roll out “Crypto 2.0” with 280 tokens and zero-fee staking. pic.twitter.com/vGic8xC0Xr
— Cointelegraph (@Cointelegraph) October 23, 2025
What Revolut’s “Crypto 2.0” Will Offer
Under the new initiative, Revolut users will gain:
- Access to over 280 cryptocurrencies, broadening the platform’s existing selection.
- Zero-fee staking options with potential annual yields of up to 22%, subject to regional availability and network conditions.
- Direct 1:1 stablecoin-to-USD conversions with no spread, simplifying fiat on- and off-ramps for traders and investors.
These upgrades aim to make Revolut’s crypto suite more competitive with leading global exchanges while remaining fully compliant with MiCA’s consumer protection and transparency requirements.
Strengthening Europe’s Regulated Crypto Ecosystem
The MiCA license gives Revolut a significant first-mover advantage in Europe’s rapidly evolving regulatory landscape. The framework, which came into effect earlier this year, standardizes how companies across the EU handle custody, issuance, and trading of digital assets.
Revolut’s early compliance demonstrates its commitment to responsible innovation, especially as many exchanges are still adjusting their operations to meet MiCA’s strict capital and disclosure standards. The firm’s wealth and crypto divisions have already shown strong momentum in 2025, with internal reports citing a sharp rise in digital-asset trading volumes and staking activity since midyear.
Outlook: From Fintech to Full Crypto Powerhouse
Revolut’s MiCA approval signals a shift in Europe’s fintech landscape. By integrating regulated staking, seamless stablecoin conversion, and expansive token access, the company is positioning itself as a gateway between traditional finance and crypto markets.
As Europe becomes the first major jurisdiction to implement comprehensive crypto regulation, Revolut’s move could set a precedent for global players preparing to expand under similar frameworks in the U.K., Singapore, and the U.S.
The launch of “Crypto 2.0” is more than a product upgrade, it’s a declaration that Revolut intends to play a defining role in shaping the next chapter of Europe’s regulated digital economy.