Opera’s MiniPay wallet has expanded into real-world payments across Argentina and Brazil, allowing users to spend USDT for everyday purchases through familiar local systems. Announced on November 19, 2025, the update marks one of the most significant steps yet toward mainstream stablecoin use across Latin America.
MiniPay Enables Local, Instant Payments
The new “pay like a local” feature connects MiniPay directly to PIX in Brazil and Mercado Pago in Argentina, letting users scan merchant QR codes and settle purchases in seconds. Although users pay from their USDT balance, the transaction is instantly converted into local currency, creating a seamless experience that mirrors traditional digital payments.
This smooth conversion process is handled by Noah, MiniPay’s stablecoin infrastructure partner. When a user spends stablecoins, Noah automatically converts the USDT into Brazilian Reais or Argentine Pesos, ensuring the merchant receives fiat immediately while shielding them from volatility.
Building a Regional Stablecoin Network
Opera plans to scale this model across Latin America. To prepare for broader adoption, MiniPay has already aligned itself with major on- and off-ramp providers, including El Dorado, AlfredPay, and Paytrie, to improve coverage throughout the region and support planned expansion into additional countries and Canada.
Powered by the Celo Blockchain
MiniPay is built on the Celo blockchain, known for its fast, low-cost transactions optimized for mobile users. The wallet is available as a standalone app on iOS and Android, and also embedded directly into the Opera Mini browser, giving millions of users frictionless access to digital money tools without needing a traditional bank.
With this rollout, Opera is pushing stablecoins deeper into everyday commerce, helping transform USDT from a trading asset into a practical payment method for millions across Latin America.
